Accident Medical Expense Benefits – This policy pays for covered charges incurred by a covered person due to injury. This AME Plan pays up to $5,000 with $100 deductible. A must have for children.

Adult Hospital Indemnity plan- This plan pays a daily benefit regardless of existing medical coverage.  Any approved medical doctor or hospital may be used. This plan pays you $999 a day if in hospital for up to 15 days.  Adults only.

ICU protection- pays you $1200 a day if in ICU for up to 45 days.

Critical Illness+ Cancer policy- pays you $10k for covered illnesses, heart attack, stroke, cancer etc. This policy pays you an additional $300 per day if in the hospital for up to 30 days. Also pays you $1000 per month for 12 months! 

Accident Disability policy- If you have an off- the-job disabling injury,this can help you pay your bills until you get back to work.  This policy pays you up to $1000 month for up to 2 years.

Life Insurance Policy- 25k on both husband and wife, couples and family plans only

Accidental Death & Dismemberment Insurance - $10,000 benefit.

FREE $500 Annual Super Lab Physicals- adult lab tests that can save your life by detecting damage to the body earlier. 90 day waiting period. $1000 couple annual benefit.

Discounted and Free Benefits- see page on this website for benefits

3 year rate guarantee- we will not raise your monthly for 3 years!