AFFORDABLE HEALTHCARE PLAN

A NEW PLAN FOR A NEW AGE

The Affordable Healthcare Plan is a combination of the finest must have healthcare benefits. We have taken the top supplemental insurance benefits,  top hospital indemnity plan, top association plan and added exclusive benefits, free benefits and discounted benefits. Our plans offer rich upfront benefits.  We have contracts with the top insurance companies, top association plan and the leader in the direct access testing lab company.  We have also contracted with the leader in the discount programs with over 20 million members. We put all these benefits into super value plans that are sold nationwide by licensed insurance agents.

We wholesale healthcare benefits to the industry and our plans are based on wholesale pricing. We have over 8500 members and over 7500 members on the wellness industries only wellness product, a free $500 single, $1000 couple benefit that can save your life by detecting damage to the body earlier. We supply this FREE benefit to the pioneer in the industry. This is a FREE annual $500 single, $1000 couple benefit for our members only. 90 day waiting period from your effective date.

Now the plans from the big boys are pretty much major medicals and that's the wrong plan for families with kids because of accidents can happen any time. We have a great $5000 accident insurance policy with $100 deductible.

Our members actually make money if an accident happens unlike the big boys, where the accident counts towards your deductible and with co-pays,your pretty much paying for most of it. Isn't that why we buy insurance, if something happens to us, the insurance company pays most of it.

The big boys want you to pay their high monthly and pay deductibles and co-pays. There are a lot of charges they don't pick up as well, plus they raise you about twice a year. We don't raise our members monthly for 3 years!

                                                    Insurance Benefits

Accident Medical Insurance plan- This policy pays for covered charges incurred by a covered person due to injury. The policy pays you up to 5k with $100 deductible. A must have for kids.  The big overpriced health plans don't have this much needed benefit.

Hospital Confinement Plan- This plan pays a daily benefit regardless of existing medical coverage.  Any approved medical doctor or hospital. The plan pays you depending on the plan you are on from $500- $2350k a day ( highest in the USA) for up to 365 days.

ICU protection plan- pays you depending on the plan you are on from $1500- $2100 ( highest in the USA) a day for up to 20 days if in the ICU.

Critical Illness Ins policy- This insurance policy is designed to pay a lump sum to the insured upon diagnosis of specified diseases and illnesses.  This product provides for the possibility of multiple payments by using a category approach. This Ci plan pays a lump- sum benefit at the first ever diagnosis of 12 covered illnesses or procedures.  Guaranteed renewable to age 75, this protection available to individuals 18 through 59 years of age. this benefit pays you 20-100k for many covered illnesses depending on what plan you are on.

Cancer Policy- pays you depending on what plan you are on from 20-100k if diagnosed with invasive Cancer plus other benefits.

Cancer Expense Policy- This product provides reimbursement for expenses incurred in the prevention, diagnosis and treatment of cancer. Guaranteed renewable for life.

The policy pays the following:

Chemo, radiation, hormone and immunotherapy treatments, monthly max of 10k, lifetime max of 100k

Self-administered chemo,hormone therapy and immunotherapy drugs- up to $300 for each prescription,calender monthly of $1200.

Experimental treatment- 100% actual charges up to 4k per calender year

Stem cell or bone marrow transplant 100% of actual charges to 10k/ life.

Surgery- $100-5k per procedure. Hospital confinement of $350 day/75.

Private duty nursing of actual charges to $100 day for 60 days.

Home Healthcare- actual charges up to $100 day up to 60 days.

Hospice care- actual charges up to $100 day for up to 120 days per lifetime

Life Insurance Policy- 50k on both husband and the wife

Accident Disability Policy- If you have an off- the-job disabling injury, this can help you pay your bills until you get back to work. This insurance policy  pays you depending of what plan you are on from up to 1-2k month for up to 2 years. 30 day waiting period.

Accidental Death and Dismemberment policy- $10,000 benefit

Doctors office visits- pays you $75 per visit up to 10 year/ 5 for all kids

Hospital Outpatient Services- pays you up to $250 per visit/1k max per insured. Pays for treatments,medical supplies, x-rays and paid lab tests

Ambulance Services- pays you $200 maximum, max twice a year

Discounted and FREE Healthcare Benefits

These benefits come with all plans

FREE $500 Super lab Physicals- These annual tests can save your life by detecting damage to the body earlier. This is a $500 single/ $1000 husband and wife benefit that can save your life. There is a 90 day waiting period from your effective date

Doctors By Phone- call and speak to a doctor FREE of charge 24 hrs a day

Doctor and Hospital Repricing Plan- save 10-40%

Medical Health Advisor-will work with you to resolve issues you encounter

Telephonic Counseling- talk to a counselor FREE 24/7 unlimited times

Dental Plan USA- save 10-50%

Dental Plan- California 80% off plus FREE cleanings every 6 months, FREE x-rays, Crowns reg. $1k-$1200 are $550, root canals reg.5-800    start at $150

Automobile Roadside Towing Assistance Program- includes other services such as flat tires,lockout,fuel assistance,etc. (Up to $80 retail value)

3 Tiered RX drug plan- $10 fee or less for drugs in tier 1,$20 fee or less for drugs in tier 2, $40 or less tier 3- all other medication will be discounted

Full Service Family Legal plan- FREE document review (6 pages or less); FREE phone or face to face consultations; simple Will with updates; No- cost dispute letter or telephone call; Contracted hourly attorney rate of $125 or 40% off usual and customary hourly rate, whichever is greater; small claims court consultation; and discounts on 8 most commonly used legal services

Emergency Travel Assistance plan- over $100,000 in emergency travel assistance benefits when traveling over 100 miles from home

Chiropractor- FREE initial consultation, 50% off diagnostic services, 30% off treatments

Hearing Plan- FREE hearing exam plus discounts on services